Your Privacy Is Important to H2B Finance
In the course of serving you as an individual client or as someone associated with a corporate or institutional client, H2B Finance may obtain personal information about you. Obtaining this information is important to our ability to deliver the highest level of service to you, but we also recognize that you expect us to treat this information appropriately.
This policy describes the types of personal information we may collect about you, the purposes for which we use the information, the circumstances in which we may share the information and the steps that we take to safeguard the information to protect your privacy. As used throughout this policy, the term “H2B” refers to H2B Financa, SIA.
The Sources of Information
The personal information we collect about you comes primarily from the account applications or other forms and materials you submit to H2B during the course of your relationship with us. We may also collect information about your transactions and experiences with H2B relating to the products and services H2B provides. In addition, depending on the products or services you require, H2B may obtain additional information about you, such as your credit history, from consumer reporting agencies.
Finally, in the provision of financial services to you and subject to strict compliance with all applicable laws and regulations, information may be collected about you indirectly from monitoring or other means (e.g. recording of telephone calls and monitoring e-mails). In these circumstances, the information is not accessed on a continuous or routine basis, but it may be used for compliance or security purposes.
Disclosures of Your Personal Information to Third Parties
H2B does not disclose your personal information to third parties, except as described in this policy. Third party disclosures may include sharing such information with non-affiliated companies that perform support services for your account or facilitate your transactions with H2B, including those that provide professional, legal or accounting advice to H2B. Non-affiliated companies that assist H2B in providing services to you are required to maintain the confidentiality of such information to the extent they receive it and to use your personal information only in the course of providing such services and only for the purposes that H2B dictates.
We may also disclose your personal information to fulfill your instructions, to protect our rights and interests and those of our business partners or pursuant to your express consent. Finally, under limited circumstances, your personal information may be disclosed to third parties as permitted by, or to comply with, applicable laws and regulations; for instance, when responding to a subpoena or similar legal process, to protect against fraud and to otherwise cooperate with law enforcement or regulatory authorities or with organizations such as exchanges and clearinghouses.
You should know that H2B will not sell your personal information.
Information Security: How We Protect Your Privacy
H2B is committed to protecting the privacy and confidentiality of your personal information. We limit access to your personal information to authorized H2B employees or agents and, as described above in Disclosures of Your Personal Information to Third Parties, our service providers are held to stringent standards of privacy. We also maintain physical, electronic and procedural safeguards to protect the information against loss, misuse, damage or modification and unauthorized access or disclosure.
Privacy and the Internet
The following additional information will be of interest to you as a visitor to this site:
- Users of H2B Web site are NOT required to identify and authenticate themselves
- H2B may make available on this Web site third party applications such as content linking or sharing facilities. Information collected by providers of such applications is governed by their privacy policies.
Other Privacy Policies or Statements; Changes to PolicyThis policy provides a general statement of the ways in which H2B protects your personal information. You may, however, in connection with specific products or services offered by H2B, be provided with privacy policies or statements that supplement this policy. This policy may be changed from time to time to reflect changes in our practices concerning the collection and use of personal information. The revised policy will be effective immediately upon posting to our Web site. This version of the Policy is effective July 1, 2012 .
TERMS AND CONDITIONS
This document and the attachments referred to below constitute a legally binding agreement between you and H2B Finance, SIA ("H2B", "we" or "us") which operates the Internet website with the domain name http://www.h2b.lv/ (the "Site" which expression shall include updates by Email).
This web site is intended to provide general information on a particular subject or subjects.